It covers the costs of, inter alia:

• out-patient examinations and operations,
• home visits of a physician from the nearest health centre (if the state of health of the insured requires it),
• hospital treatment, purchase of medicines and dressing materials.

Insurance amounts
Optional system
Standard option: 10 thousand Euro
Silver option: 30 thousand Euro
Gold option: 70 thousand Euro

Package system: 10 thousand – 70 thousand Euro

This insurance guarantees you benefits in case of suffering from a permanent health loss. The assessment of the permanent health loss is done by physicians chosen by the Insurer on the basis of medical documentation provided by you.

Insurance amounts
The insurance amount varies depending on the insurance option. The farther you go, the higher the suggested insurance amount is.

Optional system
Standard option: 2 thousand Euro
Silver option: 3 thousand Euro
Gold option: 5 thousand Euro

Package system: 2 thousand – 5 thousand Euro

In case the luggage delivery is delayed, you can receive the refund of expenses (maximum 100 Euro) of purchasing necessary personal items (such as clothes, personal hygiene items), which are to substitute for the things remaining in the delayed luggage. The period of insurance matches the time you are staying abroad.

Insurance amounts
Optional system
Standard option: 400 Euro
Silver option: 500 Euro
Gold option: 800 Euro

Package system: 400 - 800 Euro

Insurance amounts
Optional system
Personal liability for personal damage
Standard option: 10 thousand Euro
Silver option: 20 thousand Euro
Gold option: 50 thousand Euro

Personal liability for property damage  
Standard option: 2 thousand Euro
Silver option: 4 thousand Euro
Gold option: 10 thousand Euro

Package system: 10 thousand – 70 thousand Euro

It can be purchased only as an element of the package or optional policy, together with the insurance of treatment expenses, personal accident insurance, insurance of personal liability in private life, costs of luggage insurance.

Insurance amounts:
Package system: event price up to 4 thousand Euro

The insurance  can be purchased only as an element of the package or optional policy, together with the insurance of treatment expenses, personal accident insurance, insurance of personal liability in private life, costs of luggage insurance.

Insurance amounts:
Package system: ticket price up to 500 Euro

Assistance covers:

1. In case of unpredictable circumstances we contact the family, employer or any other person chosen by the Insured, and inform them about the situation.
2. We cover the costs of accommodation and return trip of a guest.
3. We guarantee to cover treatment expenses.
4. We refund the accommodation costs of the Insured after hospitalization.
5. In serious situations, when the hospitalization of the Insured lasts at least 10 days, and his state of health is life-threatening, we cover the expenses of a visit of a close person.
6. We provide help in continuing travel and getting to the target place, take care of under-age children.
7. We cover the cost of care in the country, where the Insured suffered from the accident, or, in case of the necessity to transport the Insured to the country of permanent residence, we cover the costs of transporting his children with him.
8. We refund the confirmed costs of emergency medicine.
9. We cover the costs of legal help abroad in case of the Insured breaching the local law, and the claims against him refer to the personal liability.
10. We provide help in case of a robbery.