The subject of the insurance includes the following services:

• provision of medical care,
• organisation of intervention aid and covering its      costs in the case of loss or damage of the insured belongings,
• organisation of intervention aid and covering its      costs in the case when the place insured is in a state excluding further      dwelling (transport and storage of the remaining belongings, supervision      of the remaining belongings, return transport of the belongings, transport      of people, hotel accommodation, disposal of the belongings destroyed),
• organisation of intervention aid and covering its      costs in the case of failure of the audio/video devices, household      appliances and PC,
• organisation of help and covering its costs when      the mechanical vehicle that belongs to you is immobile,
• provision of information – hotlines: Baby      Assistance, Veterinary, Refurbishment-Construction, IT.

The subject of the insurance may be property owned or co-owned by you (you must be legally entitled to use it): houses, flats, living spaces, buildings, stationary elements of interior design, private properties, money, valuable objects, parts of a living space or stationary elements of interior design, which you co-own, if you have a warrant to them.

The insurance covers damage caused by random events (listed in the General Insurance Conditions).

Insurance subjects and amount is analogical, as in case of fire and other random events.

We also refund documented cost of fixing damaged or devastated anti-burglary precautions, even if a thief did not get inside the insured space.

We insure damage caused by a sudden power surge, triggered by lightning discharge.

The subject of the insurance, within one premium, are  houses, flats, living spaces, buildings, stationary elements of interior design, private properties, valuable objects.

The Insurer must be below 70 years old. We provide insurance in reference to permanent health loss and death.

The subject of the insurance can be an undamaged, fixed or installed permanently and correctly windows and glass panels in doors, glass elements being part of furniture, mirrors, stained glass, glass, ceramic or stone wall coverings, ceramic hot plates.

The subject of the insurance are items such as bag, backpack, wallet, IDs, keys to your flat, keys and registration certificate of your car, optic glasses and sunglasses, mobile phone and watch.

The insurance covers loss caused by fire, lightning, explosion, fall of a plane, hurricane, hail, storm, snow, earthquake, land collapse, land slide, flooding, smoke and soot, land vehicle crash, ultrasonic noise.

The subject of the insurance are stationary elements of interior design, private properties, excluding damage resulting from devastating the insurance subject, money loss, valuable objects, jewellery, leather clothes made completely or partially from natural leather.